4331 Kauai Beach Dr #1216LihueHI96766
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4331 Kauai Beach Dr #1216, Lihue, HI, 96766 in Lihue: $2,497/mo in rent, $965/mo net, 11.14% gross yield, all on a $269,000 acquisition. The 2.06 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $74,320 in value, and $2,478/yr in principal paydown steadily builds equity. Projected total cumulative return: $163,501.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 7.0% |
| Monthly Cash Flow | $965 | $2,500 |
City averages based on Lihue market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,497 |
| Total Monthly Debt Service | $1,425 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96766, Lihue, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,037 (100%) |
| Owner Occupied HU | 3,422 (56.7%) |
| Renter Occupied HU | 2,114 (35.0%) |
| Vacant Housing Units | 501 ( 8.3%) |
| Median Home Value | $840,429 |
| Average Home Value | $905,465 |
Housing Distribution
Address Breakdown
Residential
5,247
Single Family
4,433
Multi-Family
814
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96766, Lihue, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,037 (100%) |
| Owner Occupied HU | 3,422 (56.7%) |
| Renter Occupied HU | 2,114 (35.0%) |
| Vacant Housing Units | 501 ( 8.3%) |
| Median Home Value | $840,429 |
| Average Home Value | $905,465 |
Housing Distribution
Address Breakdown
Residential
5,247
Single Family
4,433
Multi-Family
814
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices