4331 Kauai Beach Dr #2311LihueHI96766
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFinancing efficiency matters for international buyers, and 4331 Kauai Beach Dr #2311, Lihue, HI, 96766 in Lihue offers it: the 2.12 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 11.42%. Long-term, 5% appreciation is forecast to add $61,611, and $2,054/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $138,975.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 7.0% |
| Monthly Cash Flow | $(1,372) | $2,500 |
City averages based on Lihue market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,123 |
| Total Monthly Debt Service | $1,181 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96766, Lihue, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,037 (100%) |
| Owner Occupied HU | 3,422 (56.7%) |
| Renter Occupied HU | 2,114 (35.0%) |
| Vacant Housing Units | 501 ( 8.3%) |
| Median Home Value | $840,429 |
| Average Home Value | $905,465 |
Housing Distribution
Address Breakdown
Residential
5,247
Single Family
4,433
Multi-Family
814
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96766, Lihue, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,037 (100%) |
| Owner Occupied HU | 3,422 (56.7%) |
| Renter Occupied HU | 2,114 (35.0%) |
| Vacant Housing Units | 501 ( 8.3%) |
| Median Home Value | $840,429 |
| Average Home Value | $905,465 |
Housing Distribution
Address Breakdown
Residential
5,247
Single Family
4,433
Multi-Family
814
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices