4982 Peach StFloraMS39071
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Flora at 4982 Peach St, Flora, MS, 39071 offers a 10.23% rental yield on a $329,500 purchase with $2,809/mo rent. Total monthly income registers $2,809/mo, and a $1,613/mo payment leaves $792/mo available for distribution. Annual cash flow reaches $9,508/yr on $109,229 to close, and return on cash invested stands at 28.61% in year one. Equity gained on principal adds $2,126/yr while 5% annual appreciation supports $91,035 over five years. Portfolio math shows five-year ROI at 149.44% and total cumulative return in cash at $163,234. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,809/mo property income against a $1,613/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1985
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39071, Flora, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,458 (100%) |
| Owner Occupied HU | 1,907 (77.6%) |
| Renter Occupied HU | 424 (17.2%) |
| Vacant Housing Units | 127 ( 5.2%) |
| Median Home Value | $268,137 |
| Average Home Value | $354,929 |
Housing Distribution
Address Breakdown
Residential
2,078
Single Family
1,966
Multi-Family
112
Businesses
212
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Listed by: Trey B Jackson • One Jackson Properties, LLC
Mls Name: MLS United
Mls ID: #4126777