481 S San Marcos DrApache JunctionAZ85120
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 481 S San Marcos Dr, Apache Junction, AZ, 85120 in Apache Junction at $350,000 earns $2,225/mo in rent and nets $123/mo after the $1,574/mo payment, a 7.63% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,699 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $3,224/yr in principal paydown, total projected return reaches $140,383.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $123 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,225 |
| Total Monthly Debt Service | $1,963 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
4,865 sqft lot
$N/A/sqft
$33 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
4,865 sqft lot
$N/A/sqft
$33 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maggie Anderson • HomeSmart
Mls Name: ARMLS
Mls Provider:
Mls ID: #6878846
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.