46382 Lone Pine DrTemeculaCA92592
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 46382 Lone Pine Dr, Temecula, CA, 92592 in Temecula is a conservative rental investment at $999,900. Rental yield 6.09%. A 1.13 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $276,254; $9,209/yr in principal paydown supplements. Total projected return: $307,497.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.0% |
| Monthly Cash Flow | $(1,113) | $300 |
City averages based on Temecula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,072 |
| Total Monthly Debt Service | $5,788 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92592, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,512 (100%) |
| Owner Occupied HU | 19,280 (70.1%) |
| Renter Occupied HU | 7,038 (25.6%) |
| Vacant Housing Units | 1,194 ( 4.3%) |
| Median Home Value | $699,900 |
| Average Home Value | $770,417 |
Housing Distribution
Address Breakdown
Residential
25,622
Single Family
24,754
Multi-Family
868
Businesses
621
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92592, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,512 (100%) |
| Owner Occupied HU | 19,280 (70.1%) |
| Renter Occupied HU | 7,038 (25.6%) |
| Vacant Housing Units | 1,194 ( 4.3%) |
| Median Home Value | $699,900 |
| Average Home Value | $770,417 |
Housing Distribution
Address Breakdown
Residential
25,622
Single Family
24,754
Multi-Family
868
Businesses
621
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Bast • KW Temecula
Mls Name: CRMLS
Mls ID: #SW25108269