4606 Cth BLand O LakesWI54540
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4606 Cth B, Land O Lakes, WI, 54540 in Land O Lakes earns its strong cash-flow label: 14.26% yield, $1,781/mo rent, $775/mo net income, DSCR 2.64. The $149,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $41,415 by year five. Combined with $1,381/yr in principal paydown, total projected return reaches $107,075.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 6.2% |
| Monthly Cash Flow | $775 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,781 |
| Total Monthly Debt Service | $946 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54540, Land O Lakes, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 466 (29.0%) |
| Renter Occupied HU | 99 ( 6.2%) |
| Vacant Housing Units | 1,043 (64.9%) |
| Median Home Value | $337,838 |
| Average Home Value | $388,739 |
Housing Distribution
Address Breakdown
Residential
528
Single Family
512
Multi-Family
16
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54540, Land O Lakes, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 466 (29.0%) |
| Renter Occupied HU | 99 ( 6.2%) |
| Vacant Housing Units | 1,043 (64.9%) |
| Median Home Value | $337,838 |
| Average Home Value | $388,739 |
Housing Distribution
Address Breakdown
Residential
528
Single Family
512
Multi-Family
16
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices