4450 Cth BLand O LakesWI54540
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4450 Cth B, Land O Lakes, WI, 54540 in Land O Lakes. Priced at $159,000, it generates $1,583/mo in gross rent and $516/mo in net monthly cash flow, a 11.95% yield that comfortably supports the 2.21 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,189. Five-year appreciation: $43,929. Equity from principal paydown: $1,464/yr. Total projected cumulative return: $93,899.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $516 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,583 |
| Total Monthly Debt Service | $1,004 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54540, Land O Lakes, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 466 (29.0%) |
| Renter Occupied HU | 99 ( 6.2%) |
| Vacant Housing Units | 1,043 (64.9%) |
| Median Home Value | $337,838 |
| Average Home Value | $388,739 |
Housing Distribution
Address Breakdown
Residential
528
Single Family
512
Multi-Family
16
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54540, Land O Lakes, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 466 (29.0%) |
| Renter Occupied HU | 99 ( 6.2%) |
| Vacant Housing Units | 1,043 (64.9%) |
| Median Home Value | $337,838 |
| Average Home Value | $388,739 |
Housing Distribution
Address Breakdown
Residential
528
Single Family
512
Multi-Family
16
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: CLIFF KOLINSKY • CENTURY 21 BURKETT - LOL
Mls Name: GNMLS
Mls Provider:
Mls ID: #213337
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.