46 Main StLisbonME04252
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 46 Main St, Lisbon, ME, 04252 in Lisbon: $3,088/mo in rent, $2,115/mo net, 26.62% gross yield, all on a $139,200 acquisition. The 4.93 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $38,458 in value, and $1,282/yr in principal paydown steadily builds equity. Projected total cumulative return: $189,410.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.6% | 6.0% |
| Monthly Cash Flow | $2,115 | $800 |
City averages based on Lisbon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,088 |
| Total Monthly Debt Service | $917 |
| DSCR Ratio | 3.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04252, Lisbon Falls, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,310 (100%) |
| Owner Occupied HU | 1,654 (71.6%) |
| Renter Occupied HU | 537 (23.2%) |
| Vacant Housing Units | 119 ( 5.2%) |
| Median Home Value | $321,782 |
| Average Home Value | $321,703 |
Housing Distribution
Address Breakdown
Residential
2,081
Single Family
2,050
Multi-Family
31
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04252, Lisbon Falls, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,310 (100%) |
| Owner Occupied HU | 1,654 (71.6%) |
| Renter Occupied HU | 537 (23.2%) |
| Vacant Housing Units | 119 ( 5.2%) |
| Median Home Value | $321,782 |
| Average Home Value | $321,703 |
Housing Distribution
Address Breakdown
Residential
2,081
Single Family
2,050
Multi-Family
31
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices