45360 SW Seghers RdGastonOR97119
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 45360 SW Seghers Rd, Gaston, OR, 97119 in Gaston speaks for itself: 10.01% gross on a $689,500 price, generating $5,754/mo in rent and $1,592/mo in net income after the $3,269/mo debt service. DSCR 1.76, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,105 stacks alongside $190,496 in projected five-year appreciation and $5,780/yr in principal reduction. Projected total cumulative return: $350,447.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $1,592 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,754 |
| Total Monthly Debt Service | $4,056 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
5.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97119, Gaston, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,803 (100%) |
| Owner Occupied HU | 1,488 (82.5%) |
| Renter Occupied HU | 223 (12.4%) |
| Vacant Housing Units | 92 ( 5.1%) |
| Median Home Value | $804,348 |
| Average Home Value | $865,360 |
Housing Distribution
Address Breakdown
Residential
1,520
Single Family
1,519
Multi-Family
1
Businesses
81
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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