4527 Martha LaneMadisonWI53714
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4527 Martha Lane, Madison, WI, 53714 in Madison is a solid income-producing rental, 10.69% gross yield, $2,449/mo rent, $354/mo net cash flow on a $275,000 buy. DSCR 1.98 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $75,977 and $2,533/yr in principal reduction project a total cumulative return of $128,727.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.5% |
| Monthly Cash Flow | $354 | $450 |
City averages based on Madison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,449 |
| Total Monthly Debt Service | $1,986 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
N/A lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53714, Madison, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,826 (100%) |
| Owner Occupied HU | 4,426 (56.6%) |
| Renter Occupied HU | 3,175 (40.6%) |
| Vacant Housing Units | 225 ( 2.9%) |
| Median Home Value | $306,378 |
| Average Home Value | $339,362 |
Housing Distribution
Address Breakdown
Residential
7,714
Single Family
5,921
Multi-Family
1,793
Businesses
395
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
N/A lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53714, Madison, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,826 (100%) |
| Owner Occupied HU | 4,426 (56.6%) |
| Renter Occupied HU | 3,175 (40.6%) |
| Vacant Housing Units | 225 ( 2.9%) |
| Median Home Value | $306,378 |
| Average Home Value | $339,362 |
Housing Distribution
Address Breakdown
Residential
7,714
Single Family
5,921
Multi-Family
1,793
Businesses
395
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices