45 Vale StBrocktonMA02302
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 45 Vale St, Brockton, MA, 02302 in Brockton hard to pass up. The 10.51% gross yield on a $459,900 purchase results in $4,027/mo in rent and $1,129/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.95). Annual cash flow of $13,542, five-year appreciation of $127,062, and $4,236/yr in equity build-up combine for a projected total cumulative return of $247,259.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 4.8% |
| Monthly Cash Flow | $1,129 | $1,850 |
City averages based on Brockton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,027 |
| Total Monthly Debt Service | $2,716 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
9,039 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02302, Brockton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,225 (100%) |
| Owner Occupied HU | 8,506 (69.6%) |
| Renter Occupied HU | 3,364 (27.5%) |
| Vacant Housing Units | 355 ( 2.9%) |
| Median Home Value | $474,885 |
| Average Home Value | $547,807 |
Housing Distribution
Address Breakdown
Residential
12,068
Single Family
11,081
Multi-Family
987
Businesses
400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
9,039 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02302, Brockton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,225 (100%) |
| Owner Occupied HU | 8,506 (69.6%) |
| Renter Occupied HU | 3,364 (27.5%) |
| Vacant Housing Units | 355 ( 2.9%) |
| Median Home Value | $474,885 |
| Average Home Value | $547,807 |
Housing Distribution
Address Breakdown
Residential
12,068
Single Family
11,081
Multi-Family
987
Businesses
400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jane Elsner • LAER Realty Partners / Rose Homes & Real Estate
Mls Name: MLS PIN
Mls ID: #73416751