442 E Bay StJesupGA31546
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow442 E Bay St, Jesup, GA, 31546 in Jesup is a top-tier cash-flow asset. At $145,000 it produces $2,790/mo in rent and $1,825/mo in net monthly income, a 23.09% gross rental yield. The DSCR of 4.28 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $21,901. Five-year appreciation adds $40,061, driving a total cumulative return of $172,738.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.1% | 8.0% |
| Monthly Cash Flow | $1,825 | $300 |
City averages based on Jesup market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,790 |
| Total Monthly Debt Service | $907 |
| DSCR Ratio | 3.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31546, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,849 (100%) |
| Owner Occupied HU | 1,773 (62.2%) |
| Renter Occupied HU | 814 (28.6%) |
| Vacant Housing Units | 262 ( 9.2%) |
| Median Home Value | $229,299 |
| Average Home Value | $259,110 |
Housing Distribution
Address Breakdown
Residential
2,729
Single Family
2,729
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31546, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,849 (100%) |
| Owner Occupied HU | 1,773 (62.2%) |
| Renter Occupied HU | 814 (28.6%) |
| Vacant Housing Units | 262 ( 9.2%) |
| Median Home Value | $229,299 |
| Average Home Value | $259,110 |
Housing Distribution
Address Breakdown
Residential
2,729
Single Family
2,729
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beth Gaitten • Salt + Light Real Estate LLC
Mls Name: HABR
Mls ID: #162641
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.