441 Aberdeen DrFerrisTX75125
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 441 Aberdeen Dr, Ferris, TX, 75125 in Ferris. Priced at $360,990, it generates $5,155/mo in gross rent and $2,588/mo in net monthly cash flow, a 17.14% yield that comfortably supports the 3.18 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $31,058. Five-year appreciation: $99,735. Equity from principal paydown: $3,325/yr. Total projected cumulative return: $304,864.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.1% | 6.2% |
| Monthly Cash Flow | $2,588 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,155 |
| Total Monthly Debt Service | $2,423 |
| DSCR Ratio | 2.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,927 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75125, Ferris, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,181 (100%) |
| Owner Occupied HU | 2,372 (74.6%) |
| Renter Occupied HU | 633 (19.9%) |
| Vacant Housing Units | 176 ( 5.5%) |
| Median Home Value | $250,492 |
| Average Home Value | $274,762 |
Housing Distribution
Address Breakdown
Residential
3,036
Single Family
3,029
Multi-Family
7
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,927 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75125, Ferris, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,181 (100%) |
| Owner Occupied HU | 2,372 (74.6%) |
| Renter Occupied HU | 633 (19.9%) |
| Vacant Housing Units | 176 ( 5.5%) |
| Median Home Value | $250,492 |
| Average Home Value | $274,762 |
Housing Distribution
Address Breakdown
Residential
3,036
Single Family
3,029
Multi-Family
7
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices