44 White House RdWhite PlainsNY10607
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 44 White House Rd, White Plains, NY, 10607 in White Plains. Priced at $754,100, it generates $6,577/mo in gross rent and $1,541/mo in net monthly cash flow, a 10.47% yield that comfortably supports the 1.94 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,497. Five-year appreciation: $208,344. Equity from principal paydown: $6,945/yr. Total projected cumulative return: $386,743.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $1,541 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,577 |
| Total Monthly Debt Service | $4,736 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10607, White Plains, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,208 (100%) |
| Owner Occupied HU | 2,601 (81.1%) |
| Renter Occupied HU | 471 (14.7%) |
| Vacant Housing Units | 136 ( 4.2%) |
| Median Home Value | $652,364 |
| Average Home Value | $724,542 |
Housing Distribution
Address Breakdown
Residential
2,421
Single Family
2,281
Multi-Family
140
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10607, White Plains, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,208 (100%) |
| Owner Occupied HU | 2,601 (81.1%) |
| Renter Occupied HU | 471 (14.7%) |
| Vacant Housing Units | 136 ( 4.2%) |
| Median Home Value | $652,364 |
| Average Home Value | $724,542 |
Housing Distribution
Address Breakdown
Residential
2,421
Single Family
2,281
Multi-Family
140
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A