437 Landing Rd NRochesterNY14625
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 437 Landing Rd N, Rochester, NY, 14625 in Rochester worth modelling. At $279,900 with a 8.53% gross yield, the $1,990/mo rent leaves $121/mo after the $1,259/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.58 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $77,331 by year five; $2,578/yr in principal reduction adds further equity. Total projected return: $114,496.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $121 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,990 |
| Total Monthly Debt Service | $1,758 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices