433 Young Farm RoadWest DanvilleVT05873
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 433 Young Farm Road, West Danville, VT, 05873 in West Danville is narrow, $131/mo net on $4,289/mo rent after the $2,810/mo debt service, but the property operates at break-even-plus, not a loss. At $625,000 with a 8.23% yield, the long-run equity case via 5% appreciation ($172,676 over five years) and $5,756/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $246,742.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $131 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,289 |
| Total Monthly Debt Service | $3,909 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
27.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05873, West Danville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 396 (55.7%) |
| Renter Occupied HU | 52 ( 7.3%) |
| Vacant Housing Units | 263 (37.0%) |
| Median Home Value | $296,875 |
| Average Home Value | $350,088 |
Housing Distribution
Address Breakdown
Residential
253
Single Family
253
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
27.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05873, West Danville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 396 (55.7%) |
| Renter Occupied HU | 52 ( 7.3%) |
| Vacant Housing Units | 263 (37.0%) |
| Median Home Value | $296,875 |
| Average Home Value | $350,088 |
Housing Distribution
Address Breakdown
Residential
253
Single Family
253
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Scott • Tim Scott Real Estate
Mls Name: PrimeMLS
Mls ID: #5070579