18 Phil Street, Barre, VT, 05649 | $884/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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18 Phil Street, Barre, VT, 05649 | $884/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Barre at 18 Phil Street, Barre, VT, 05649 uses $124,313 cash to close to unlock $10,603/yr annual cash flow and $884/mo monthly cash flow. Total monthly income runs $3,378/mo, and a $1,835/mo payment keeps the spread at $884/mo. Purchase price stands at $375,000, and rental yield measures 10.81% with $3,378/mo rent. Return on cash invested shows 28.44% in year one, and 5% annual appreciation builds toward $103,606 over five years. Five-year ROI reaches 149.19% and total cumulative return in cash records $185,463. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,378/mo property income covering a $1,835/mo payment rather than investor’s personal income.

Single Family

Built in 1972

10,454 sqft lot

$N/A/sqft

No HOA

More details about the property

Set on a quiet cul-de-sac in a desirable Barre Town neighborhood, this home offers flexible living and a lifestyle youll lovejust minutes from Millstone Trails, where you can explore scenic quarries and a variety of hiking and biking trails. Inside, the main level features a bright, functional layout with three bedrooms, a full bath with new vanity and flooring, and a large living room that flows into the eat-in kitchen. Off the kitchen, the sunroom offers versatility with a cozy pellet stove, perfect for year-round relaxation, and opens to both the back deck and patio for seamless indoor-outdoor living. The backyard feels open yet private, framed by hedges and trees, and includes a shed for added storage. The finished lower level provides even more flexibility with two additional bedrooms, a bathroom with new vanity, and a large family room with new flooring and daylight windows. The unfinished utility room houses the laundry (with a convenient chute from the bathroom upstairs) and provides extra space for storage. Blending comfort, functionality, and location, this home is ready to fit your lifestylewhether that means hosting, relaxing, or stepping right outside to enjoy the trails!

Neighborhood Data

Neighborhood data shown for ZIP Code: 05649, East Barre, VT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	269 (100%)
Owner Occupied HU	197 (73.2%)
Renter Occupied HU	45 (16.7%)
Vacant Housing Units	27 (10.0%)
Median Home Value	$279,839
Average Home Value	$325,533