4320 Block RdDelevanNY14042
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 4320 Block Rd, Delevan, NY, 14042 in Delevan at $425,300. Rental yield 6.88%. The 6.88% yield and 1.28 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $117,503 by year five, and $3,917/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $136,345.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(402) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,438 |
| Total Monthly Debt Service | $2,671 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14042, Delevan, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,095 (100%) |
| Owner Occupied HU | 1,326 (63.3%) |
| Renter Occupied HU | 435 (20.8%) |
| Vacant Housing Units | 334 (15.9%) |
| Median Home Value | $138,672 |
| Average Home Value | $173,473 |
Housing Distribution
Address Breakdown
Residential
1,582
Single Family
1,559
Multi-Family
23
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14042, Delevan, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,095 (100%) |
| Owner Occupied HU | 1,326 (63.3%) |
| Renter Occupied HU | 435 (20.8%) |
| Vacant Housing Units | 334 (15.9%) |
| Median Home Value | $138,672 |
| Average Home Value | $173,473 |
Housing Distribution
Address Breakdown
Residential
1,582
Single Family
1,559
Multi-Family
23
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices