8345 Boston State RdBostonNY14025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 8345 Boston State Rd, Boston, NY, 14025 in Boston deserves attention. This $224,900 property earns $2,078/mo in rent, a 11.09% gross yield, and nets $577/mo after the $1,011/mo payment. DSCR 2.06 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $62,136 compounds alongside $2,071/yr in yearly equity build, for a total cumulative return of $122,859.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $577 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,078 |
| Total Monthly Debt Service | $1,412 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1868
4,477 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14025, Boston, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 1,048 (76.1%) |
| Renter Occupied HU | 198 (14.4%) |
| Vacant Housing Units | 131 ( 9.5%) |
| Median Home Value | $357,143 |
| Average Home Value | $379,974 |
Housing Distribution
Address Breakdown
Residential
1,214
Single Family
1,182
Multi-Family
32
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1868
4,477 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14025, Boston, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 1,048 (76.1%) |
| Renter Occupied HU | 198 (14.4%) |
| Vacant Housing Units | 131 ( 9.5%) |
| Median Home Value | $357,143 |
| Average Home Value | $379,974 |
Housing Distribution
Address Breakdown
Residential
1,214
Single Family
1,182
Multi-Family
32
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices