432 7th St, Bay Saint Louis, MS, 39520 | $67/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bay Saint Louis at 432 7th St, Bay Saint Louis, MS, 39520 with 5% annual appreciation on a $229,900 basis while $1,575/mo rent supports operations. Total monthly income totals $1,575/mo and a $1,125/mo payment preserves $67/mo for cash returns. Annual cash flow comes to $804/yr on $76,212 deployed, and return on cash invested reaches 20.96% in year one. Equity gained on principal adds $1,484/yr, and five-year appreciation sums $63,517 alongside rental yield of 8.22%. Five-year ROI measures 109.04% and total cumulative return in cash totals $83,099.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,575/mo property income versus a $1,125/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2005

0.31 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,122 (100%)
Owner Occupied HU	4,375 (53.9%)
Renter Occupied HU	2,157 (26.6%)
Vacant Housing Units	1,590 (19.6%)
Median Home Value	$228,185
Average Home Value	$286,488