



A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Pontotoc at 431 Cougar Trl, Pontotoc, MS, 38863 with 5% annual appreciation on a $298,100 basis while $2,626/mo rent supports operations. Total monthly income totals $2,626/mo and a $1,459/mo payment preserves $802/mo for cash returns. Annual cash flow comes to $9,622/yr on $98,820 deployed, and return on cash invested reaches 29.65% in year one. Equity gained on principal adds $1,924/yr, and five-year appreciation sums $82,360 alongside rental yield of 10.57%. Five-year ROI measures 154.95% and total cumulative return in cash totals $153,123.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,626/mo property income versus a $1,459/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2008
153 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
Date | Event | Price |
|---|---|---|
| 2025-04-12 | Listing removed | $290,000 |
| 2025-02-07 | Pending sale | $290,000 |
| 2025-01-28 | Price change | $290,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-11-03 | $1404.75 | N/A | $13,334 | N/A |
| 2023-11-03 | $1404.75 | 14.65% | $13,334 | 11.77% |
| 2022-11-03 | $1225.25 | N/A | $11,930 | N/A |



Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A