4303 Winners CirBelcampMD21017
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4303 Winners Cir, Belcamp, MD, 21017 in Belcamp. At $408,000 it earns $2,803/mo in rent and distributes $236/mo to the owner after the $1,835/mo payment, a consistent 8.24% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $112,723 in value; $3,758/yr in principal paydown compounds ownership stake. Total projected return: $170,061.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.0% |
| Monthly Cash Flow | $236 | $300 |
City averages based on Belcamp market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,803 |
| Total Monthly Debt Service | $2,405 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
4,791 sqft lot
$N/A/sqft
$30 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21017, Belcamp, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,837 (100%) |
| Owner Occupied HU | 1,868 (65.8%) |
| Renter Occupied HU | 847 (29.9%) |
| Vacant Housing Units | 122 ( 4.3%) |
| Median Home Value | $340,898 |
| Average Home Value | $368,709 |
Housing Distribution
Address Breakdown
Residential
2,768
Single Family
2,378
Multi-Family
390
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
4,791 sqft lot
$N/A/sqft
$30 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21017, Belcamp, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,837 (100%) |
| Owner Occupied HU | 1,868 (65.8%) |
| Renter Occupied HU | 847 (29.9%) |
| Vacant Housing Units | 122 ( 4.3%) |
| Median Home Value | $340,898 |
| Average Home Value | $368,709 |
Housing Distribution
Address Breakdown
Residential
2,768
Single Family
2,378
Multi-Family
390
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices