4285 E Rousay DrSan Tan ValleyAZ85140
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $410,000, 4285 E Rousay Dr, San Tan Valley, AZ, 85140 in San Tan Valley generates $2,527/mo in rent (7.4% yield) but nets only $26/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.37) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $113,275. Total projected return: $156,965.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $26 | $400 |
City averages based on San Tan Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,527 |
| Total Monthly Debt Service | $2,338 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
6,601 sqft lot
$N/A/sqft
$234 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
6,601 sqft lot
$N/A/sqft
$234 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracie Bjoin • Realty ONE Group
Mls Name: ARMLS
Mls Provider:
Mls ID: #6876477
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.