4260 Summer Landing Dr APT 208LakelandFL33810
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4260 Summer Landing Dr APT 208, Lakeland, FL, 33810 in Lakeland deserves attention. This $135,500 property earns $2,314/mo in rent, a 20.49% gross yield, and nets $1,189/mo after the $609/mo payment. DSCR 3.80 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $37,436 compounds alongside $1,248/yr in yearly equity build, for a total cumulative return of $129,203.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.5% | 7.0% |
| Monthly Cash Flow | $1,189 | $1,500 |
City averages based on Lakeland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,314 |
| Total Monthly Debt Service | $1,071 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
409 sqft lot
$N/A/sqft
$222 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
409 sqft lot
$N/A/sqft
$222 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices