7929 Sail Clover LnZephyrhillsFL33540
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 7929 Sail Clover Ln, Zephyrhills, FL, 33540 in Zephyrhills is a conservative rental investment at $304,900. Rental yield 7.15%. A 1.43 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $84,238; $2,808/yr in principal paydown supplements. Total projected return: $88,097.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 7.5% |
| Monthly Cash Flow | $(612) | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,966 |
| Total Monthly Debt Service | $2,310 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
7,426 sqft lot
$N/A/sqft
$83 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
7,426 sqft lot
$N/A/sqft
$83 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andres Diaz, Jr • EXP REALTY LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8379649
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