425 Givens Mullins RdMonticelloMS39654








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monticello at 425 Givens Mullins Rd, Monticello, MS, 39654 with 5% annual appreciation on a $189,000 basis while $1,411/mo rent supports operations. Total monthly income totals $1,411/mo and a $925/mo payment preserves $237/mo for cash returns. Annual cash flow comes to $2,848/yr on $62,654 deployed, and return on cash invested reaches 24.45% in year one. Equity gained on principal adds $1,220/yr, and five-year appreciation sums $52,217 alongside rental yield of 8.96%. Five-year ROI measures 127.27% and total cumulative return in cash totals $79,738.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,411/mo property income versus a $925/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1980
2.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39654, Monticello, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,562 (100%) |
| Owner Occupied HU | 1,768 (69.0%) |
| Renter Occupied HU | 430 (16.8%) |
| Vacant Housing Units | 364 (14.2%) |
| Median Home Value | $139,031 |
| Average Home Value | $179,671 |
Housing Distribution
Address Breakdown
Residential
2,230
Single Family
2,147
Multi-Family
83
Businesses
238
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Listed by: Kensey Shaffer • Shaffer Realty, LLC
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2025010891
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.








