422 Ferdinand AveEl GranadaCA94018
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestment property for sale in El Granada at 422 Ferdinand Ave, El Granada, CA, 94018 projects strong ROI of 19.66%. Rental yield 6.58%. With 5% annual appreciation, the property builds $773,312 in value over five years. Equity growth combined delivers a projected five-year ROI of 118.18%, translating into $934,443 in total cumulative return on $790,718 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.0% |
| Monthly Cash Flow | $(1,971) | $1,200 |
City averages based on El Granada market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $15,344 |
| Total Monthly Debt Service | $16,201 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
8,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94018, El Granada, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,658 (100%) |
| Owner Occupied HU | 1,148 (69.2%) |
| Renter Occupied HU | 417 (25.2%) |
| Vacant Housing Units | 93 ( 5.6%) |
| Median Home Value | $1,471,751 |
| Average Home Value | $1,591,544 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
8,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94018, El Granada, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,658 (100%) |
| Owner Occupied HU | 1,148 (69.2%) |
| Renter Occupied HU | 417 (25.2%) |
| Vacant Housing Units | 93 ( 5.6%) |
| Median Home Value | $1,471,751 |
| Average Home Value | $1,591,544 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices