4213 Floral Dr #60SacramentoCA95834
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Sacramento rentals match the income profile of 4213 Floral Dr #60, Sacramento, CA, 95834. Listed at $184,000, gross rent is $5,110/mo and net cash flow is $3,971/mo, a 33.32% yield well above national averages. DSCR 6.18 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $50,836 by year five with $1,695/yr in annual principal reduction, projecting $325,417 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 33.3% | 4.8% |
| Monthly Cash Flow | $3,971 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,110 |
| Total Monthly Debt Service | $1,065 |
| DSCR Ratio | 4.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices