4212 LAKE GRANBURYSan AntonioTX78244
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew San Antonio rentals match the income profile of 4212 LAKE GRANBURY, San Antonio, TX, 78244. Listed at $247,000, gross rent is $2,900/mo and net cash flow is $1,119/mo, a 14.09% yield well above national averages. DSCR 2.61 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $68,242 by year five with $2,275/yr in annual principal reduction, projecting $166,740 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 5.8% |
| Monthly Cash Flow | $1,119 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,900 |
| Total Monthly Debt Service | $1,683 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
5,009 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78244, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,066 (100%) |
| Owner Occupied HU | 9,199 (65.4%) |
| Renter Occupied HU | 3,968 (28.2%) |
| Vacant Housing Units | 899 ( 6.4%) |
| Median Home Value | $241,199 |
| Average Home Value | $256,297 |
Housing Distribution
Address Breakdown
Residential
13,399
Single Family
12,286
Multi-Family
1,113
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
5,009 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78244, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,066 (100%) |
| Owner Occupied HU | 9,199 (65.4%) |
| Renter Occupied HU | 3,968 (28.2%) |
| Vacant Housing Units | 899 ( 6.4%) |
| Median Home Value | $241,199 |
| Average Home Value | $256,297 |
Housing Distribution
Address Breakdown
Residential
13,399
Single Family
12,286
Multi-Family
1,113
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices