Palm Harbor Homes Great Escape Plan, The Reserve at Flores ValleySan AntonioTX78221
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomePalm Harbor Homes Great Escape Plan, The Reserve at Flores Valley, San Antonio, TX, 78221 in San Antonio carries a 1.56 coverage ratio, rent of $1,470/mo is 1.56 times the $944/mo payment. Rental yield 8.4%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $209,971 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $58,011; total projected cumulative return: $79,005.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.8% |
| Monthly Cash Flow | $(23) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,470 |
| Total Monthly Debt Service | $1,410 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Cairn Communities
Mls Name: Stonetown Capital
Mls ID: #N/A