421 McDonald DrInwoodWV25428
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 421 McDonald Dr, Inwood, WV, 25428 in Inwood at $575,000 earns $3,397/mo in rent and nets $37/mo after the $2,586/mo payment, a 7.09% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $158,862 over five years. Ziffy Mortgage underwrites this on a 1.31 DSCR without U.S. credit history. With $5,296/yr in principal paydown, total projected return reaches $219,487.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 8.5% |
| Monthly Cash Flow | $37 | $450 |
City averages based on Inwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,397 |
| Total Monthly Debt Service | $3,132 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
2.48 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25428, Inwood, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,020 (100%) |
| Owner Occupied HU | 4,114 (82.0%) |
| Renter Occupied HU | 734 (14.6%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $275,068 |
| Average Home Value | $295,347 |
Housing Distribution
Address Breakdown
Residential
5,281
Single Family
5,017
Multi-Family
264
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
2.48 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25428, Inwood, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,020 (100%) |
| Owner Occupied HU | 4,114 (82.0%) |
| Renter Occupied HU | 734 (14.6%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $275,068 |
| Average Home Value | $295,347 |
Housing Distribution
Address Breakdown
Residential
5,281
Single Family
5,017
Multi-Family
264
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices