420 Copeland StGraysonGA30017
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 420 Copeland St, Grayson, GA, 30017 in Grayson achieves a 1.54 ratio at $302,900: $2,098/mo rent versus $1,362/mo debt service. Rental yield 8.31%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.31% yield compounds alongside 5% annual appreciation projecting $83,686 in value. Total projected cumulative return: $108,764.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $(118) | $250 |
City averages based on Grayson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,098 |
| Total Monthly Debt Service | $2,095 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
435.60 sqft lot
$N/A/sqft
$241 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30017, Grayson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,531 (100%) |
| Owner Occupied HU | 7,706 (80.9%) |
| Renter Occupied HU | 1,571 (16.5%) |
| Vacant Housing Units | 254 ( 2.7%) |
| Median Home Value | $433,415 |
| Average Home Value | $471,908 |
Housing Distribution
Address Breakdown
Residential
8,883
Single Family
8,166
Multi-Family
717
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
435.60 sqft lot
$N/A/sqft
$241 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30017, Grayson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,531 (100%) |
| Owner Occupied HU | 7,706 (80.9%) |
| Renter Occupied HU | 1,571 (16.5%) |
| Vacant Housing Units | 254 ( 2.7%) |
| Median Home Value | $433,415 |
| Average Home Value | $471,908 |
Housing Distribution
Address Breakdown
Residential
8,883
Single Family
8,166
Multi-Family
717
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Peggy Clouse • Dream Homes Realty, Inc.
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7523303
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