419 Cambridge PlPrince FrederickMD20678
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 419 Cambridge Pl, Prince Frederick, MD, 20678 in Prince Frederick. At $370,000 it earns $2,942/mo in rent and distributes $641/mo to the owner after the $1,664/mo payment, a consistent 9.54% yield. DSCR 1.77 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $102,224 in value; $3,408/yr in principal paydown compounds ownership stake. Total projected return: $181,582.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $641 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,942 |
| Total Monthly Debt Service | $2,154 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2002
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20678, Prince Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,107 (100%) |
| Owner Occupied HU | 3,643 (71.3%) |
| Renter Occupied HU | 1,216 (23.8%) |
| Vacant Housing Units | 248 ( 4.9%) |
| Median Home Value | $482,669 |
| Average Home Value | $533,779 |
Housing Distribution
Address Breakdown
Residential
4,960
Single Family
4,419
Multi-Family
541
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2002
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20678, Prince Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,107 (100%) |
| Owner Occupied HU | 3,643 (71.3%) |
| Renter Occupied HU | 1,216 (23.8%) |
| Vacant Housing Units | 248 ( 4.9%) |
| Median Home Value | $482,669 |
| Average Home Value | $533,779 |
Housing Distribution
Address Breakdown
Residential
4,960
Single Family
4,419
Multi-Family
541
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Delaney Burgess • RE/MAX United Real Estate
Mls Name: Bright MLS
Mls ID: #MDCA2022720