24176 Hurry RdChapticoMD20621
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 24176 Hurry Rd, Chaptico, MD, 20621 in Chaptico hard to pass up. The 10% gross yield on a $299,900 purchase results in $2,500/mo in rent and $634/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.85). Annual cash flow of $7,612, five-year appreciation of $82,857, and $2,762/yr in equity build-up combine for a projected total cumulative return of $154,603.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.1% |
| Monthly Cash Flow | $634 | $1,200 |
City averages based on Chaptico market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,500 |
| Total Monthly Debt Service | $1,746 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20621, Chaptico, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 722 (100%) |
| Owner Occupied HU | 491 (68.0%) |
| Renter Occupied HU | 59 ( 8.2%) |
| Vacant Housing Units | 172 (23.8%) |
| Median Home Value | $487,383 |
| Average Home Value | $536,135 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20621, Chaptico, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 722 (100%) |
| Owner Occupied HU | 491 (68.0%) |
| Renter Occupied HU | 59 ( 8.2%) |
| Vacant Housing Units | 172 (23.8%) |
| Median Home Value | $487,383 |
| Average Home Value | $536,135 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices