4138 E 4475 NEdenUT84310
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4138 E 4475 N, Eden, UT, 84310 in Eden. Priced at $160,000, it generates $3,304/mo in gross rent and $2,243/mo in net monthly cash flow, a 24.78% yield that comfortably supports the 4.60 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $26,911. Five-year appreciation: $44,205. Equity from principal paydown: $1,474/yr. Total projected cumulative return: $205,384.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 24.8% | 6.2% |
| Monthly Cash Flow | $2,243 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,304 |
| Total Monthly Debt Service | $997 |
| DSCR Ratio | 3.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.34 Acres lot
$N/A/sqft
$150 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84310, Eden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,955 (100%) |
| Owner Occupied HU | 1,774 (60.0%) |
| Renter Occupied HU | 173 ( 5.9%) |
| Vacant Housing Units | 1,008 (34.1%) |
| Median Home Value | $851,048 |
| Average Home Value | $918,038 |
Housing Distribution
Address Breakdown
Residential
1,671
Single Family
1,404
Multi-Family
267
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.34 Acres lot
$N/A/sqft
$150 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84310, Eden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,955 (100%) |
| Owner Occupied HU | 1,774 (60.0%) |
| Renter Occupied HU | 173 ( 5.9%) |
| Vacant Housing Units | 1,008 (34.1%) |
| Median Home Value | $851,048 |
| Average Home Value | $918,038 |
Housing Distribution
Address Breakdown
Residential
1,671
Single Family
1,404
Multi-Family
267
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices