4134 N Lake Claiborne RdPt GibsonMS39150
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4134 N Lake Claiborne Rd, Pt Gibson, MS, 39150 in Pt Gibson: $2,112/mo in rent, $321/mo in net income, 8.77% gross yield, 1.62 DSCR, all at $289,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $79,845 in appreciation and $2,662/yr in principal paydown projects total cumulative return of $130,252.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $321 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,112 |
| Total Monthly Debt Service | $1,676 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.61 Acres lot
$N/A/sqft
$275 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39150, Port Gibson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,537 (100%) |
| Owner Occupied HU | 1,562 (61.6%) |
| Renter Occupied HU | 573 (22.6%) |
| Vacant Housing Units | 402 (15.8%) |
| Median Home Value | $82,893 |
| Average Home Value | $110,733 |
Housing Distribution
Address Breakdown
Residential
2,201
Single Family
2,087
Multi-Family
114
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.61 Acres lot
$N/A/sqft
$275 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39150, Port Gibson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,537 (100%) |
| Owner Occupied HU | 1,562 (61.6%) |
| Renter Occupied HU | 573 (22.6%) |
| Vacant Housing Units | 402 (15.8%) |
| Median Home Value | $82,893 |
| Average Home Value | $110,733 |
Housing Distribution
Address Breakdown
Residential
2,201
Single Family
2,087
Multi-Family
114
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Odom • Tom Smith Land & Homes
Mls Name: MLS United
Mls ID: #4068771
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.