410 Oak StAshdownAR71822
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 410 Oak St, Ashdown, AR, 71822 in Ashdown: $1,132/mo in rent, $319/mo in net income, 10.05% gross yield, 1.86 DSCR, all at $135,100. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $37,326 in appreciation and $1,244/yr in principal paydown projects total cumulative return of $71,795.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 9.0% |
| Monthly Cash Flow | $319 | $500 |
City averages based on Ashdown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,132 |
| Total Monthly Debt Service | $758 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71822, Ashdown, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,998 (100%) |
| Owner Occupied HU | 2,508 (62.7%) |
| Renter Occupied HU | 975 (24.4%) |
| Vacant Housing Units | 515 (12.9%) |
| Median Home Value | $134,659 |
| Average Home Value | $171,916 |
Housing Distribution
Address Breakdown
Residential
3,450
Single Family
3,372
Multi-Family
78
Businesses
355
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71822, Ashdown, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,998 (100%) |
| Owner Occupied HU | 2,508 (62.7%) |
| Renter Occupied HU | 975 (24.4%) |
| Vacant Housing Units | 515 (12.9%) |
| Median Home Value | $134,659 |
| Average Home Value | $171,916 |
Housing Distribution
Address Breakdown
Residential
3,450
Single Family
3,372
Multi-Family
78
Businesses
355
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices