4082 Valley View RdHarrisonMI48625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4082 Valley View Rd, Harrison, MI, 48625 in Harrison speaks for itself: 15.5% gross on a $109,000 price, generating $1,408/mo in rent and $689/mo in net income after the $490/mo debt service. DSCR 2.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,266 stacks alongside $30,115 in projected five-year appreciation and $1,004/yr in principal reduction. Projected total cumulative return: $85,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.5% | 9.0% |
| Monthly Cash Flow | $689 | $150 |
City averages based on Harrison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,408 |
| Total Monthly Debt Service | $675 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.91 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.91 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
