407 S Bonner StJacksonvilleTX75766
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow407 S Bonner St, Jacksonville, TX, 75766 in Jacksonville earns its strong cash-flow label: 25.01% yield, $3,126/mo rent, $2,059/mo net income, DSCR 4.64. The $149,999 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $41,442 by year five. Combined with $1,382/yr in principal paydown, total projected return reaches $190,052.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 25% | 6.2% |
| Monthly Cash Flow | $2,059 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,126 |
| Total Monthly Debt Service | $1,007 |
| DSCR Ratio | 3.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75766, Jacksonville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,378 (100%) |
| Owner Occupied HU | 6,778 (59.6%) |
| Renter Occupied HU | 3,193 (28.1%) |
| Vacant Housing Units | 1,407 (12.4%) |
| Median Home Value | $186,127 |
| Average Home Value | $254,794 |
Housing Distribution
Address Breakdown
Residential
10,510
Single Family
9,714
Multi-Family
796
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75766, Jacksonville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,378 (100%) |
| Owner Occupied HU | 6,778 (59.6%) |
| Renter Occupied HU | 3,193 (28.1%) |
| Vacant Housing Units | 1,407 (12.4%) |
| Median Home Value | $186,127 |
| Average Home Value | $254,794 |
Housing Distribution
Address Breakdown
Residential
10,510
Single Family
9,714
Multi-Family
796
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices