701 N Pineda StJacksonvilleTX75766
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 701 N Pineda St, Jacksonville, TX, 75766 in Jacksonville at $129,000 earns $1,021/mo in rent and nets $104/mo after the $580/mo payment, a 9.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $35,640 over five years. Ziffy Mortgage underwrites this on a 1.76 DSCR without U.S. credit history. With $1,188/yr in principal paydown, total projected return reaches $56,172.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $104 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,021 |
| Total Monthly Debt Service | $866 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75766, Jacksonville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,378 (100%) |
| Owner Occupied HU | 6,778 (59.6%) |
| Renter Occupied HU | 3,193 (28.1%) |
| Vacant Housing Units | 1,407 (12.4%) |
| Median Home Value | $186,127 |
| Average Home Value | $254,794 |
Housing Distribution
Address Breakdown
Residential
10,510
Single Family
9,714
Multi-Family
796
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75766, Jacksonville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,378 (100%) |
| Owner Occupied HU | 6,778 (59.6%) |
| Renter Occupied HU | 3,193 (28.1%) |
| Vacant Housing Units | 1,407 (12.4%) |
| Median Home Value | $186,127 |
| Average Home Value | $254,794 |
Housing Distribution
Address Breakdown
Residential
10,510
Single Family
9,714
Multi-Family
796
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GTARMLS
Mls ID: #26005641