








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Temple at 407 N 12th St, Temple, TX, 76501 offers a 12.91% rental yield on a $179,000 purchase with $1,926/mo rent. Total monthly income registers $1,926/mo, and a $876/mo payment leaves $653/mo available for distribution. Annual cash flow reaches $7,839/yr on $59,339 to close, and return on cash invested stands at 33.12% in year one. Equity gained on principal adds $1,155/yr while 5% annual appreciation supports $49,454 over five years. Portfolio math shows five-year ROI at 174.93% and total cumulative return in cash at $103,803. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,926/mo property income against a $876/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1994
5,501 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76501, Temple, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,880 (100%) |
| Owner Occupied HU | 4,286 (54.4%) |
| Renter Occupied HU | 2,877 (36.5%) |
| Vacant Housing Units | 717 ( 9.1%) |
| Median Home Value | $232,289 |
| Average Home Value | $269,705 |
Residential
7,369
Single Family
6,892
Multi-Family
477
Businesses
585
Date | Event | Price |
|---|---|---|
| 2024-11-28 | Listed for sale | $179,000 |
| 2024-10-31 | Listing removed | $165,000 |
| 2024-10-13 | Price change | $165,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-12-27 | N/A | N/A | $164,484 | 13.65% |
| 2023-12-27 | $485.23 | -19.15% | $144,725 | 10.00% |
| 2022-12-27 | $600.19 | N/A | $131,568 | 10.00% |



Listed by: Noreen Garcia • JPAR - Fort Worth
Mls Name: Central Texas MLS
Mls Provider:
Mls ID: #563641
Disclaimer: Listing and property data is from an Internet Data Exchange (IDX) provided by the Central Texas MLS. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2024 Central Texas MLS, All Rights Reserved.