1119 N 1st St, Temple, TX, 76501 | 6.68% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1119 N 1st St, Temple, TX, 76501 | 6.68% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at 1119 N 1st St, Temple, TX, 76501 generates $1,644/mo in rent, after a $1,446/mo payment. Total monthly income is $1,644/mo. Return on cash invested sits at 14.31% in year one, and rental yield is 6.68% on a $295,500 entry. Equity gained on principal adds $1,907/yr, while 5% annual appreciation builds toward $81,641 over five years. Five-year ROI reaches 74.03% and total cumulative return in cash sums $72,519. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,644/mo property income rather than buyer’s personal income.

Single Family

Built in 1935

9,600 sqft lot

$N/A/sqft

No HOA

More details about the property

ENGLISH TUDOR COTTAGE. Here's an opportunity to own a piece of local history with a 1930s English Tudor Cottage located in the Jackson Park neighborhood, just outside of Temple's Historic District. This meticulously restored and rehabbed Home features hand-crafted millwork, period details, original hardwood floors and a seamless blend of old-world charm and modern convenience. The original artisan stone wood-burning fireplace, arched openings and stained glass built-ins will transport you back in time, while the thoughtfully updated kitchen and bathrooms provide essential 21-st century amenities. The kitchen boasts new wood cabinetry complete with soft-close doors and drawers, topped with quartz counters and quartz slab backsplash, a white porcelain apron sink and adorned with antique brass hardware. The owners suite boasts a separate shoe/linen closet in addition to the walk-in closet, seating area and a full custom double-shower with seamless glass enclosure. Add in the security of having fully-updated electrical and HVAC systems, a new 35-year roof, new water heater and all new fixtures, this Home is a true historic jewel.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76501, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,880 (100%)
Owner Occupied HU	4,286 (54.4%)
Renter Occupied HU	2,877 (36.5%)
Vacant Housing Units	717 ( 9.1%)
Median Home Value	$232,289
Average Home Value	$269,705