403 Mon Dye RdPhil CampbellAL35581
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Phil Campbell at 403 Mon Dye Rd, Phil Campbell, AL, 35581 at $244,000 posts ROI 32.25% with $832/mo cash flow from $2,209/mo rent. Total monthly income equals $2,209/mo, and annual cash flow records $9,984/yr on $80,886 to close. Return on cash invested measures 32.25% and rental yield reads 10.86% at the current $244,000. Equity gained on principal adds $1,574/yr, and 5% annual appreciation supports $67,413 by year five. Five-year ROI prints 168.29% and total cumulative return in cash totals $136,126.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,209/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2013
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35581, Phil Campbell, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,344 (100%) |
| Owner Occupied HU | 1,512 (64.5%) |
| Renter Occupied HU | 511 (21.8%) |
| Vacant Housing Units | 321 (13.7%) |
| Median Home Value | $154,812 |
| Average Home Value | $172,151 |
Housing Distribution
Address Breakdown
Residential
2,258
Single Family
2,234
Multi-Family
24
Businesses
85
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Listed by: N/A • N/A
Mls Name: EXIT Realty broker feed
Mls ID: #24-1617