40 Beacon StCamillaGA31730
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 40 Beacon St, Camilla, GA, 31730 in Camilla: $1,696/mo in rent, $793/mo net, 13.72% gross yield, all on a $148,300 acquisition. The 2.54 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $40,973 in value, and $1,366/yr in principal paydown steadily builds equity. Projected total cumulative return: $107,246.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.0% |
| Monthly Cash Flow | $793 | $300 |
City averages based on Camilla market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,696 |
| Total Monthly Debt Service | $844 |
| DSCR Ratio | 2.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31730, Camilla, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,118 (100%) |
| Owner Occupied HU | 2,312 (56.1%) |
| Renter Occupied HU | 1,421 (34.5%) |
| Vacant Housing Units | 385 ( 9.3%) |
| Median Home Value | $118,981 |
| Average Home Value | $240,763 |
Housing Distribution
Address Breakdown
Residential
3,559
Single Family
3,467
Multi-Family
92
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31730, Camilla, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,118 (100%) |
| Owner Occupied HU | 2,312 (56.1%) |
| Renter Occupied HU | 1,421 (34.5%) |
| Vacant Housing Units | 385 ( 9.3%) |
| Median Home Value | $118,981 |
| Average Home Value | $240,763 |
Housing Distribution
Address Breakdown
Residential
3,559
Single Family
3,467
Multi-Family
92
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices