39602 Kelso Valley RdCantilCA93519
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Cantil rentals match the income profile of 39602 Kelso Valley Rd, Cantil, CA, 93519. Listed at $119,000, gross rent is $1,577/mo and net cash flow is $841/mo, a 15.9% yield well above national averages. DSCR 2.95 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $32,878 by year five with $1,096/yr in annual principal reduction, projecting $99,269 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 5.5% |
| Monthly Cash Flow | $841 | $1,200 |
City averages based on Cantil market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,577 |
| Total Monthly Debt Service | $689 |
| DSCR Ratio | 2.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
20.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93519, Cantil, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 71 (100%) |
| Owner Occupied HU | 33 (46.5%) |
| Renter Occupied HU | 6 ( 8.5%) |
| Vacant Housing Units | 32 (45.1%) |
| Median Home Value | $403,125 |
| Average Home Value | $264,167 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
20.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93519, Cantil, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 71 (100%) |
| Owner Occupied HU | 33 (46.5%) |
| Renter Occupied HU | 6 ( 8.5%) |
| Vacant Housing Units | 32 (45.1%) |
| Median Home Value | $403,125 |
| Average Home Value | $264,167 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices