6004 Maple AveLake IsabellaCA93240
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6004 Maple Ave, Lake Isabella, CA, 93240 in Lake Isabella speaks for itself: 17.64% gross on a $105,000 price, generating $1,617/mo in rent and $918/mo in net income after the $472/mo debt service. DSCR 3.43, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,019 stacks alongside $29,010 in projected five-year appreciation and $967/yr in principal reduction. Projected total cumulative return: $100,863.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.6% | 7.0% |
| Monthly Cash Flow | $918 | $300 |
City averages based on Lake Isabella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,617 |
| Total Monthly Debt Service | $629 |
| DSCR Ratio | 2.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93240, Lake Isabella, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,491 (100%) |
| Owner Occupied HU | 1,747 (50.0%) |
| Renter Occupied HU | 938 (26.9%) |
| Vacant Housing Units | 806 (23.1%) |
| Median Home Value | $288,333 |
| Average Home Value | $344,131 |
Housing Distribution
Address Breakdown
Residential
2,293
Single Family
2,171
Multi-Family
122
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93240, Lake Isabella, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,491 (100%) |
| Owner Occupied HU | 1,747 (50.0%) |
| Renter Occupied HU | 938 (26.9%) |
| Vacant Housing Units | 806 (23.1%) |
| Median Home Value | $288,333 |
| Average Home Value | $344,131 |
Housing Distribution
Address Breakdown
Residential
2,293
Single Family
2,171
Multi-Family
122
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Luke Monroe Higdon • Miramar International Calloway
Mls Name: Bakersfield AOR
Mls Provider:
Mls ID: #202508238
Disclaimer: Information is deemed reliable but not guaranteed. Copyright Golden Empire MLS, Inc. 2025.