3906 Harvest Cir, Oakley, CA, 94561 | 7.37% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Oakley at 3906 Harvest Cir, Oakley, CA, 94561 earns from $3,868/mo rent with a $3,083/mo payment. Total monthly income totals $3,868/mo. ROI tracks 19.89% on current figures, and rental yield reads 7.37% at a $629,950 purchase. Equity gained on principal adds $4,065/yr, and 5% annual appreciation supports $174,044 over five years. Five-year ROI reaches 102.74% and total cumulative return in cash sums $212,923. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,868/mo property income instead of your personal income.

Single Family

Built in 1996

6,398 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 94561, Oakley, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,291 (100%)
Owner Occupied HU	11,571 (75.7%)
Renter Occupied HU	3,167 (20.7%)
Vacant Housing Units	553 ( 3.6%)
Median Home Value	$658,050
Average Home Value	$741,306