3905 Ottawa DrCamp ConnellCA95223
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 3905 Ottawa Dr, Camp Connell, CA, 95223 in Camp Connell: $2,572/mo in rent, $1,347/mo net, 15.59% gross yield, all on a $198,000 acquisition. The 2.89 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $54,704 in value, and $1,824/yr in principal paydown steadily builds equity. Projected total cumulative return: $161,822.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 6.0% |
| Monthly Cash Flow | $1,347 | $250 |
City averages based on Camp Connell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,572 |
| Total Monthly Debt Service | $1,146 |
| DSCR Ratio | 2.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95223, Arnold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,798 (100%) |
| Owner Occupied HU | 1,653 (21.2%) |
| Renter Occupied HU | 357 ( 4.6%) |
| Vacant Housing Units | 5,788 (74.2%) |
| Median Home Value | $580,306 |
| Average Home Value | $609,631 |
Housing Distribution
Address Breakdown
Residential
16
Single Family
16
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95223, Arnold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,798 (100%) |
| Owner Occupied HU | 1,653 (21.2%) |
| Renter Occupied HU | 357 ( 4.6%) |
| Vacant Housing Units | 5,788 (74.2%) |
| Median Home Value | $580,306 |
| Average Home Value | $609,631 |
Housing Distribution
Address Breakdown
Residential
16
Single Family
16
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices