381 Rendar LnCamarilloCA93012
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 381 Rendar Ln, Camarillo, CA, 93012 in Camarillo speaks for itself: 10.96% gross on a $799,000 price, generating $7,301/mo in rent and $1,985/mo in net income after the $3,593/mo debt service. DSCR 2.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $23,822 stacks alongside $220,749 in projected five-year appreciation and $7,359/yr in principal reduction. Projected total cumulative return: $432,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.0% |
| Monthly Cash Flow | $1,985 | $1,500 |
City averages based on Camarillo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,301 |
| Total Monthly Debt Service | $4,998 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2020
0.69 Acres lot
$N/A/sqft
$299 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2020
0.69 Acres lot
$N/A/sqft
$299 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices