1310 Ramona DrThousand OaksCA91320
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThere's a case for owning boring assets in strong markets. Rental yield 7.72%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $187,844 and $6,262/yr in equity build project total return of $268,693.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 4.5% |
| Monthly Cash Flow | $(288) | $1,500 |
City averages based on Thousand Oaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,375 |
| Total Monthly Debt Service | $3,935 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91320, Newbury Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,471 (100%) |
| Owner Occupied HU | 11,337 (73.3%) |
| Renter Occupied HU | 3,733 (24.1%) |
| Vacant Housing Units | 401 ( 2.6%) |
| Median Home Value | $955,113 |
| Average Home Value | $1,054,082 |
Housing Distribution
Address Breakdown
Residential
15,639
Single Family
14,380
Multi-Family
1,259
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91320, Newbury Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,471 (100%) |
| Owner Occupied HU | 11,337 (73.3%) |
| Renter Occupied HU | 3,733 (24.1%) |
| Vacant Housing Units | 401 ( 2.6%) |
| Median Home Value | $955,113 |
| Average Home Value | $1,054,082 |
Housing Distribution
Address Breakdown
Residential
15,639
Single Family
14,380
Multi-Family
1,259
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CSMAOR
Mls ID: #226000875